We’ve told you before about insurance for your classic and vintage Mopars…now here’s something for you folks with tricked-out late model and current-model ones: Collector-car insurance, from Heacock Classic.

Heacock will consider insuring your New Challenger, high-zoot LX-Body, or any other late-model Mopar, if it “leads a collector car life.” That means that it’s driven 3,000 miles or less per year, it’s kept in a garage, and you have another vehicle as a daily driver.

The two most important advantages of collector car insurance are: 1) Price--usually much less than family auto insurance; and 2) “Agreed Value” coverage--meaning you’ll be paid the full insured value in the event of a total loss.  

Depending on the amount of coverage selected, we’ve found that Heacock Classic’s premiums for collectable Mopars are usually less than $500 a year.  That’s quite a bargain, considering how most insurance companies want to charge much higher rates for limited-edition or high-performance cars—just like so many insurers did in the ‘60s and ‘70s. Plus, most collector car insurance agencies don’t even want to talk about cars less than 25 years old.

There are additional advantages to collector car insurance that Heacock Classic will explain when you call them toll-free at (800) 678-5173, or when you contact them online at www.heacockclassic.com. (Be sure to tell ‘em you saw this in Mopar Muscle!)